The credit card is issued by Investec Bank (Australia) Limited ABN 55 071 292 594, AFSL/Australian Credit Licence 234975 (Investec Bank). Qantas Frequent Flyer points and bonus points are earned in accordance with the Investec Qantas Rewards Program Terms and Conditions available at www.investec.com/card. Points are earned on eligible purchases only. You must be a member of the Qantas Frequent Flyer program in order to earn and redeem points. Qantas Frequent Flyer points and membership are subject to the Qantas Frequent Flyer program Terms and Conditions. Full details are available at www.qantas.com/terms. You earn 1 Qantas Frequent Flyer point for every $1 of eligible spend on the Investec Signature card. An additional 1 Qantas Frequent Flyer point for every $1 of eligible spend is available to all cardholders who use their Investec Signature credit card to make an eligible purchase with Vital Medical Supplies until 30th June 2014. Vital Medical Supplies is a bonus partner of the Investec Signature credit card. Please allow 6 - 8 weeks once you have made the purchase for the points to be credited to your account. See definition of Eligible Transaction in the Investec Qantas Rewards Program Terms and Conditions available at investec.com.au/card. Investec recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.